Figured out how to get the setups to show up

You need to edit the first 2 lines of the .svm setup file with a text editor.
Notepad which comes with windows will work just fine for this.
The first 2 lines will look like this............
VehicleClassSetting="2005 AcademyRacer OWC rTSchool"
UpgradeSetting=(3,0)
Just add "//" 2 both lines and it will load up for anycar you use
//VehicleClassSetting="2005 AcademyRacer OWC rTSchool"
//UpgradeSetting=(3,0)
Or you could just change those lines to match the car and upgrade setting u are driving with but the "//" is much easier.